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The European finance economy has the biggest influence on the development of the sociopolitical environment in the 21st century. Will we continue to dissociate from the classical model of banks? Who will finance the economy and industry, the society and science in future? What will happen to savers and investors? Where are the borders of state and private investment? What will shape the digitalization of the finance economy? Those are just a few of the upcoming questions, which need to be considered regarding the elaboration of a French-German private bank. This also involves balancing the interests between the state and the private sector, between the regulations and the changing institutional players in the capital market. And in the end: what comes after the cash? Here it is important to not only focus on the analysis, but also to include solution models into the discussion. The need of such models and the occasion of the acquisition of the BHF-Bank by the Oddo & Cie Group – establishing a new French-German private bank – are the reason for this expert symposium.